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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	What city boasts eight of the world's ten biggest hotels?
A	Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas.
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Jody White, REALTOR®, real estate agent and broker for Westland and Livonia Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Jody White
Rice Realty
8401 Narise St., Westland, MI 48185
10667 Belleville Rd, Belleville, MI 48111
Westland Office: 734-421-7423 (RICE)
Belleville Office: 734-421-3515
Cell: 734-564-8401
Fax: 734-421-3516
Email: jody@ricerealty.com
Jody White is the owner of Rice Realty. Rice Realty is a full service residential real estate company servicing client’s real estate needs throughout Wayne and Oakland Counties. The company provides real estate services to current property owners as well as buyers who require representation, which ensures their interest is served in an appropriate manner with maximum results. Mrs. White has over 23 years of real estate experience as a consultant, investor, appraiser, landlord and broker/owner which has earned her an exceptional reputation in the industry, as evident in that over 80% of the company revenue is generated through referrals. Jody resides in Westland with her husband of over 9 years and their two children. She is active at church and her children’s school and takes great pleasure scrapbooking, weight training and having fun with friends and family. Jody White is the best choice for your next real estate purchase or sale.

www.RiceRealty.com is brought to you by Jody White
NUMBER1EXPERT™ in real estate for Westland and Livonia, Michigan

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